Buying Your First Home
Buying a home may present too many things for you to juggle, but there are people who can help you.
Facebook’s New, Social Money
We have yet to see how Libra will insinuate itself into our Facebook experiences, or how well it will work. Will it be any easier than Apple Pay or Venmo? What about privacy concerns — will our ads be tailored to our balances?
Should I close out my excess credit cards?
If you have a card that has high annual fees and you don’t use the card, before you close it try to negotiate a lower annual fee. If you have cards that have high interest rates and you use them a lot, it’s best to pay off the cards with the higher interest rates first.
“I love you. How much money do you have?”
Couples who cannot agree on financial manners are more likely to get a divorce than those who are on the same page about things. It’s unfortunate that financial literacy in a potential partner is not as sought-after as a nice car or paycheck. That’s why it’s up to you to bring it up.
There Are Risks to Being a Mensch
There is nothing worse than tracking down people who owe you money. It ruins relationships and shatters families. At the same time, everyone falls on tough times and needs a little help at least once in their lives. It is a fine line to walk, and a decision only you can make. May the odds be forever in your favor.
Passing the Torch of Financial Literacy
It seems like every other month some magazine is talking about so-and-so’s secret to success. If you read enough of these stories, you’ll find some form of financial discipline factored heavily in almost all of them.
Travelin’ Cheap
Ever notice how a fare you checked yesterday went up overnight? It didn’t go up for everyone. Try going to a different computer and searching again — you’re likely to find the original fare. Airlines sometimes use cookies and browser history to determine their prices online. In Chrome, there is a feature called Incognito Mode that allows you to shop…incognito. Always search for flights in Incognito Mode!
What financial decision would you have made differently?
I...
How to Dispute Mistakes on Your Credit Report
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Now It’s YOUR Turn to Give Your Parents “The Talk”
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Celebrating 27 years in business helping people stay financially organized
The 50/30/20 Rule for Financial Success
Sometimes it’s daunting to make a spending plan, but the 50/30/20 rule makes it easy.
Set a Reminder: Update Your Will!
While you’re at your attorney’s office getting that done, consider also getting an advanced directive, such as a health care proxy, living will, or power of attorney.
Seasons Change
Thanksgiving is...
New York State Adopts Alternative Dispute Resolution
New York State has...
Mortgage Escrow Accounts: A Homeowner’s Best Friend
I’m happy to spill the beans today about something good you may not have heard about: mortgage escrow accounts.
Being Productive with Asana
Recently someone asked me what sort of “stuff” I use to stay organized. We had just finished completing our operations manual, and I realized the best organizational tool I had at my disposal during that process was productivity software.
Essential Documents for the College-Bound
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Picking Gems Out of the Clutter
I think part of the reason Tidying Up was such a hit is because Marie Kondo got people to think about the individual items of their clutter. Her well known phrase, “Does it spark joy?” is not a bad question to ask yourself.
It’s Your Duty To Collect Your Equifax Money
As people, we’re all accountable for our actions. Now I don’t want to get all Citizens United, but…if corporations enjoy the rights of personhood, I think they should be held to the same standards as actual people. Here’s that link again to check your eligibility to hold Equifax accountable.
Understanding Your Net Worth
If someone has a negative net worth, it doesn’t necessarily mean that they’re irresponsible. It literally just means that they have more liabilities than assets right now.
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