Should I close out my excess credit cards?

Should I close out my excess credit cards?

People ask me all the time, “Should I close my credit cards? I have too many.” Some of the reasons include: They facilitate excessive spending  They’re simply not being used The potential for identity theft  High interest rates  High balances  What many...
How to Dispute Mistakes on Your Credit Report

How to Dispute Mistakes on Your Credit Report

Your good credit is your key to better deals on everything from leases to mortgages. Good credit is something to cherish and nurture, which is why it’s so maddening when there is a mistake on your credit report. Federal law states that each of the big three credit...