Be Smart About Cancelling Credit Cards

Be Smart About Cancelling Credit Cards

Cancelling a credit card might seem like a simple task: You call, you cancel the credit card. But, in actuality, it could hurt your credit. There are a lot of things to consider before you cancel a card, and then how you do it. Most people don’t realize that closing...
7 Ways to Fight Financial Ignorance

7 Ways to Fight Financial Ignorance

It’s almost like society makes it really easy to spend and borrow money. Wild conspiracy theories aside, people can get caught up in the offers, the complicated interest schemes, and terms and conditions which will never be read. But what happens when the credit...
Should I close out my excess credit cards?

Should I close out my excess credit cards?

People ask me all the time, “Should I close my credit cards? I have too many.” Some of the reasons include: They facilitate excessive spending  They’re simply not being used The potential for identity theft  High interest rates  High balances  What many...