The Importance of Your Credit Score

The Importance of Your Credit Score

Your credit score is one of the most important measures of your financial health because it tells lenders how responsibly you handle your finances. The factors that contribute to a high credit score include a history of on-time payments; keeping a low balance on your...
7 Ways to Fight Financial Ignorance

7 Ways to Fight Financial Ignorance

It’s almost like society makes it really easy to spend and borrow money. Wild conspiracy theories aside, people can get caught up in the offers, the complicated interest schemes, and terms and conditions which will never be read. But what happens when the credit...
Should I close out my excess credit cards?

Should I close out my excess credit cards?

People ask me all the time, “Should I close my credit cards? I have too many.” Some of the reasons include: They facilitate excessive spending  They’re simply not being used The potential for identity theft  High interest rates  High balances  What many...
How to Dispute Mistakes on Your Credit Report

How to Dispute Mistakes on Your Credit Report

Your good credit is your key to better deals on everything from leases to mortgages. Good credit is something to cherish and nurture, which is why it’s so maddening when there is a mistake on your credit report. Federal law states that each of the big three credit...