Finance Archives - Judith Heft & Associates

How Facebook Quizzes Are Phishing For Your Information

by Judy Heft | Jan 20, 2022 | Consumer Issues, Finance, Fraud, Identity Fraud

Your Uncle Jeffrey has shared a quiz that he did on Facebook about what kind of superhero he would be. While that looks tempting to do, it’s best to steer clear of any and all social media quizzes. The topics might be lighthearted, and a lot of the questions might not...

Buy Now, Pay Later

by Liz Levy | Jan 19, 2022 | Consumer Issues, Credit, Daily Money Management, Finance

There’s a new acronym in town. BNPL stands for “Buy now, pay later,” and it’s totally different from traditional credit. You may have seen some new logos popping up next to some products in online stores — names like Affirm, Afterpay, and Klarna. These BNPL...

Stop Elder Financial Abuse Before It Can Start

by Judy Heft | Dec 23, 2021 | Finance, Scams, Seniors, The Elderly

Elder financial abuse has many faces. It might come in the form of strangers pushing a “confidence game” where they earn the victim’s trust, a caregiver charging an exorbitant rate for her services, or a family member who has a sense of entitlement to the victim’s...

Is Clutter Draining Your Wallet?

by Liz Levy | Dec 22, 2021 | Coronavirus, Finance, Holidays, The Elderly

There are a lot of hidden costs of clutter. Whether it’s at home or at work, keeping organized is not only proven to increase productivity, but it’s also cost-effective. Keeping on top of Needs vs. Wants helps keep unnecessary things from piling up in your home and...

Don’t Delay FAFSA Filing

by Judy Heft | Dec 16, 2021 | Finance, Kids, Paying For College

FAFSA, the Free Application for Financial Aid, and CSS, the College Scholarship Service, registration for 2022-23 opened on Oct. 1. It’s an exciting — and scary — time for people who have children finishing up high school ready to pursue their higher education. More...

Bringing Your Baby to Work (Until They Crawl)

by Liz Levy | Dec 15, 2021 | Consumer Issues, Family, Finance, Kids

I wish I had the opportunity to be able to work and care for my children when I gave birth to them almost two decades ago. I would have loved not having to make the choice between sacrificing my income or sacrificing my bonding time with my children. But it is good to...