Spending Plans Are for Everyone

Spending Plans Are for Everyone

Have you ever partially charged your phone, but you got a call — and then partially charged it again when another call comes through — etc., etc.? It makes you wonder about the battery, even though there is no real problem. Likewise, sometimes people think their...
Help for a Marriage in Trouble

Help for a Marriage in Trouble

At Judith Heft & Associates, we do so many unusual projects for our clients!  It’s actually de rigeur. Right now we’re working on a project with a couple who’ve been having some marital problems.  These problems are based on finances.  There have been...
Chipping Away at Your Fixed Expenses

Chipping Away at Your Fixed Expenses

Life has been different for five months,  Some people are just beginning to feel the economic impact.  An entrepreneur friend of mine has seen her revenue plummet.  What little is left gets consumed by rent, electricity, insurance premiums — in other words, fixed...
A Financial Concierge Is…

A Financial Concierge Is…

What is a financial concierge?  The main thing that we do is personal bookkeeping and bill pay for our clients — but we also take on a lot of other projects that have to do with daily money management. For example, we’ve recently started a project that is part money...
Spring Clean Your Finances

Spring Clean Your Finances

We’re at the point now where people are starting to glimpse some silver linings around the COVID cloud. One such sliver of good news came when the three credit reporting agencies — Equifax, TransUnion, and Experian — announced they would be offering a free credit...