Reading Numbers

Reading Numbers

I’m a financial frontline worker. Like most people in public-facing jobs, I’ve seen it all — from bankruptcy to intestacy. That includes a lack of basic financial literacy, across all communities. Financial literacy is not about reading the Wall Street Journal,...
Realistic Inflation Survival Guide

Realistic Inflation Survival Guide

Economic pundits keep talking about the importance of having a diversified stock portfolio to fight inflation, but let’s say you don’t. What are some other ways to persevere through the current financial crisis?  The first thing you may feel tempted to do is ask for a...
Bookkeeper-Based Solutions

Bookkeeper-Based Solutions

Do you trust the numbers in your accounting system? For those who said no, how long do you think it would take to get your actual position in line with your books?  Here are some signs that your books might be screwy: You don’t run financial reports because...
Back to Basics: Your Spending Plan

Back to Basics: Your Spending Plan

I don’t care what the dictionary says, “budget” is a four-letter word. Words matter, and that word has a lot of baggage. That’s why I encourage people to change their mindset and call budgets what they really are: spending plans. The overarching theme and strategy of...
Pay Yourself First

Pay Yourself First

Whether or not you’re a W2 employer or an entrepreneur, the best thing to do is to pay yourself first. You’ve probably heard that phrase before, but what does it mean in real life? The “pay yourself first” method is very flexible, applying to...