Back to Basics: Your Spending Plan
I don’t care what the dictionary says, “budget” is a four-letter word. Words matter, and that word has a lot of baggage. That’s why I encourage people to change their mindset and call budgets what they really are: spending plans. The overarching theme and strategy of...
Pay Yourself First
Whether or not you’re a W2 employer or an entrepreneur, the best thing to do is to pay yourself first. You’ve probably heard that phrase before, but what does it mean in real life? The “pay yourself first” method is very flexible, applying to...
What Is A Financial Advisor?
A lot of people get bookkeeping and financial advising mixed up. Here at JHA, we don’t advise you on how to make more money, we count and organize the money you already have. The art and science of investing is actually done by financial advisors. With a financial...
Buy Now, Pay Later
There’s a new acronym in town. BNPL stands for “Buy now, pay later,” and it’s totally different from traditional credit. You may have seen some new logos popping up next to some products in online stores — names like Affirm, Afterpay, and Klarna. These BNPL...
Run A Household Like A Small Business
Like a business, the household requires intelligent decisions to promote efficient operations. Assets and financial holdings need to be tracked. Paperwork and bookkeeping for properties, investments, contributions and accounts often require more time and attention...
Celebrating 27 years in business helping people stay financially organized
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