Creating A Spending Plan

Creating A Spending Plan

The word “budget” is perhaps the only four-letter word that has six letters. Budgeting isn’t always the nicest word to use when talking about money. For many, it’s full of negative connotations. It can feel restricting about where your money can go. This often makes...
Credit is Essential

Credit is Essential

Your credit score is vital to your financial well-being, yet so many of us don’t even know what it is.   Keeping track of it is important, especially if you’re at a transition point in your life. For example, a divorce never results in a decrease in spending — the...
Be Smart About Cancelling Credit Cards

Be Smart About Cancelling Credit Cards

Cancelling a credit card might seem like a simple task: You call, you cancel the credit card. But, in actuality, it could hurt your credit. There are a lot of things to consider before you cancel a card, and then how you do it. Most people don’t realize that closing...