Prepping Your Kids for Financial Success
Teenagers, am I right? They’re so grown up and they know everything — that is everything except revolving credit card debt, skyrocketing cable bills, and applying for loans. These are the kinds of things that shouldn’t be learned by trial and error. Instead, start...
It’s Time for Your Financial Checkup
Every year or so, we all have to wipe out several appointment slots to go into the doctor’s office for a regular physical. A bunch of numbers and letters are thrown around, like the values for BMI, BP, HR, LDL, HDL — and the list goes on. The end result is a...
Spending Plans Are for Everyone
Have you ever partially charged your phone, but you got a call — and then partially charged it again when another call comes through — etc., etc.? It makes you wonder about the battery, even though there is no real problem. Likewise, sometimes people think their...
Help for a Marriage in Trouble
At Judith Heft & Associates, we do so many unusual projects for our clients! It’s actually de rigeur. Right now we’re working on a project with a couple who’ve been having some marital problems. These problems are based on finances. There have been...
Chipping Away at Your Fixed Expenses
Life has been different for five months, Some people are just beginning to feel the economic impact. An entrepreneur friend of mine has seen her revenue plummet. What little is left gets consumed by rent, electricity, insurance premiums — in other words, fixed...
Celebrating 27 years in business helping people stay financially organized
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