BNPL: Credit Is Changing

BNPL: Credit Is Changing

Last week the news broke that the big three credit agencies — Equifax, Experian, and TransUnion — will begin to monitor Buy Now, Pay Later (BNPL) behavior. In other words, they made our article about BNPL half-obsolete. So what is the new arrangement? That depends…...
Tax Organizing Cheat Sheet

Tax Organizing Cheat Sheet

It’s tax season! In less than two months, one way or another, you’re going to do what needs to be done to stay out of tax jail.   The first thing to do is to make a folder that says “Tax 2021” — either on your computer or a manila folder — and then put the...
What are “Tax Refund Loans”?

What are “Tax Refund Loans”?

Waiting is for schlubs. At least that’s the message retail tax preparers are broadcasting with tax refund loans. Instead of waiting two to three weeks for your tax refund, it’s now possible to get a loan for the same amount on the day you file. Or I should say,...
5 Car-Buying Tips for 2022

5 Car-Buying Tips for 2022

We all go through it. A period of time when we doubt ourselves, and everything seems distorted. Not to mention the awful music that is somehow ruining the new car smell. I’m talking about car dealerships, and how to prepare yourself for everybody’s least favorite...
An Ounce of Prevention

An Ounce of Prevention

The cost of winter seems to go up every year — and not just in money. If you’re not prepared for it, it can be a time-stealer, too. I know someone whose life was turned upside down when a secondary branch of an ancient oak tree came crashing through his roof. Crews...