Finance Archives - Page 2 of 13 - Judith Heft & Associates

Is Clutter Draining Your Wallet?

by Liz Levy | Dec 22, 2021 | Coronavirus, Finance, Holidays, The Elderly

There are a lot of hidden costs of clutter. Whether it’s at home or at work, keeping organized is not only proven to increase productivity, but it’s also cost-effective. Keeping on top of Needs vs. Wants helps keep unnecessary things from piling up in your home and...

Don’t Delay FAFSA Filing

by Judy Heft | Dec 16, 2021 | Finance, Kids, Paying For College

FAFSA, the Free Application for Financial Aid, and CSS, the College Scholarship Service, registration for 2022-23 opened on Oct. 1. It’s an exciting — and scary — time for people who have children finishing up high school ready to pursue their higher education. More...

Bringing Your Baby to Work (Until They Crawl)

by Liz Levy | Dec 15, 2021 | Consumer Issues, Family, Finance, Kids

I wish I had the opportunity to be able to work and care for my children when I gave birth to them almost two decades ago. I would have loved not having to make the choice between sacrificing my income or sacrificing my bonding time with my children. But it is good to...

Credit Scores And How They Impact Your Financial Life

by Judy Heft | Dec 10, 2021 | Consumer Issues, Credit, Finance

Your credit score is one of the most important measures of financial health. It tells lenders how responsible someone is with their finances. Good credit is the key to better deals on everything from insurance to mortgages. A FICO credit score is a number between 300...

Forget Facebook Quizzes

by Judy Heft | Dec 8, 2021 | Consumer Issues, Credit, Finance, Fraud, Identity Fraud, Technology

Your Uncle Jeffrey has shared a quiz that he did on Facebook about what kind of superhero he would be. While that looks tempting to do, it’s best to steer clear of any and all social media quizzes. The topics might be lighthearted, and a lot of the questions might not...

Hire Your Kids and Save

by Liz Levy | Dec 1, 2021 | Family, Finance, Kids, Taxes

Did you know that if you hire your child to work at your business you get a business tax deduction? This includes deductions on your federal income tax bill, your self-employment tax bill, and your state income tax bill. In the long run, you could save quite a bit of...