Consumer Issues Archives - Page 13 of 13 - Judith Heft & Associates

5 Best Practices for Your Money During the Pandemic

by Judy Heft | May 19, 2020 | Consumer Issues, Coronavirus

If the pandemic has you wondering about the stability of your financial house, protect it first by shoring up the foundation. Follow along for tips to secure your money during the pandemic. By adopting some simple best practices, anyone can create a spending plan...

Using Every Tool Available to You is Self-Care

by Judy Heft | May 5, 2020 | Consumer Issues

A lot of people are spending less money simply because there is no place to spend it. I think that’s great. But as a financial plan, it’s not very sustainable. If you’re looking to be a little more consistent in your coronavirus-inspired cost-cutting, there are some...

Student Loan Forgiveness

by Judy Heft | Mar 13, 2020 | Consumer Issues, Empowerment

Student loan forgiveness is a divisive topic. On one hand there are people who paid them back and are adamant that they should be paid back — and on the other hand, people are ending up on public assistance because their student loans are more than their rent. What I...

Seeing the Forest Through the Sales

by Judy Heft | Feb 19, 2020 | Consumer Issues, Credit, Daily Money Management, Finance, Identity Fraud

Forest-through-the-trees syndrome is a condition that afflicts us all at some point in our lives: We get so entrenched in what we are doing (the trees) that we cannot see the big picture (the forest). And while this is true in all aspects of life, personal finance is...

Protections for Gift Card Holders

by Judy Heft | Feb 11, 2020 | Consumer Issues

If you’re like me, you have gift cards from the holidays. If you’re even more like me, you hear a ticking clock every time you look at them. What are the rules? Will the value disappear if I don’t spend it? True, you could sift through the fine print that came with...