EXPERIENCE the Holidays!

This year after Thanksgiving dinner, my friends and I were enjoying our coffee when the topic predictably  turned to Black Friday. They were planning on getting up at five o’clock in the morning in order to get a $20 discount along with a few other bargains! I...

Holiday Tipping: A Method to the Madness

In years past I’ve published holiday tipping guides from various sources that were very detailed about the appropriate amounts to tip specific service providers, but this year I want to do something different: a method behind the tipping madness. The first step is to...
The 2015 Holiday Tipping Guide

The 2015 Holiday Tipping Guide

It’s a great time of year to show appreciation for the people you are thankful to have in your life. There are a variety of ways to show your gratitude, from handmade gifts to cash–but also remember that words of gratitude can go a long way. But what exactly...

Teach Your Children Well

Many people make charitable contributions at the end of the year for tax purposes.   Many simply want to do good. Which of these people are you encouraging your children to become? The incentive-based, quid pro quo motivations for charity are ideally suited for...