Medicare Open Enrollment Is Here

Medicare Open Enrollment Is Here

You may have heard it’s Open Enrollment for Medicare and wondered what that even means. It means that Americans have until December 7, 2023 to change or expand their Medicare plans. If you try to make changes after that date, it might be up to the discretion of an...
Choosing a Musical Instrument

Choosing a Musical Instrument

When the time comes for your child to choose a musical instrument, you might be tempted to say, “Anything but drums, glockenspiel, violin, tuba, piano, French horn…” Unfortunately that doesn’t help your kid narrow it down — but here is what will. Mini Instruments: The...
Your Kid’s Money

Your Kid’s Money

With the holidays coming up, you and/or your spouse may eventually grow sick of buying presents for yourself and pretending they’re from your kids. That’s what allowances are for — the chance for your kids to buy their own gifts for you!  A kid’s allowance is likely...
Fixing Mistakes on Your Credit Report

Fixing Mistakes on Your Credit Report

As a business owner, I don’t want my customer feedback system to be described as “impossible,” or “rage-inducing,” or “a game of attrition.” The three major credit reporting agencies — TransUnion, Equifax, and Experian — don’t seem to share my concern in that regard....
Credit Card Chargebacks

Credit Card Chargebacks

It’s rough out there shopping on the internet. Even if you hedge your bets and usually do all your shopping on a big site like Amazon, you’re bound to use smaller vendors around the gift-giving season. So what can you do to protect yourself? The first thing I would...
Winterizing Your Second Home

Winterizing Your Second Home

August is a magical month. Lawyers take time off like it’s a status symbol, the Pacific Northwest becomes a desert — and you start thinking about what you want to do next year.  If your plans revolve around a second home, they probably include some hurried trips to...