Downward Modifications: When Something’s Gotta Give

Downward Modifications: When Something’s Gotta Give

With an official unemployment rate of 20%, Americans are downsizing their lives. And while it’s easy enough to cancel Hulu because it has way too many commercials anyway, adjusting a child support agreement or co-parenting plan requires a lot more leg work. That’s...
Protections for Gift Card Holders

Protections for Gift Card Holders

If you’re like me, you have gift cards from the holidays. If you’re even more like me, you hear a ticking clock every time you look at them. What are the rules? Will the value disappear if I don’t spend it? True, you could sift through the fine print that came with...
Judith Heft & Associates Celebrates 23 Years!

Judith Heft & Associates Celebrates 23 Years!

Judith Heft & Associates is celebrating 23 years of business, and I think that’s something to shout out loud about! I was literally born to be an entrepreneur. My mom was my role model because she had started a business on her own, without any experience....