Don’t Miss These Facts About Gift Cards

Don’t Miss These Facts About Gift Cards

by | Dec 13, 2022 | Consumer Issues, Holidays

Gift cards are a double-edged sword to me — the giftee is certain to get something they want, but they also show the exact amount you spent on them. Still, they are indispensable during the holiday season. Most recipients don’t end up having a nightmare experience...
This Year Don’t Get Wrapped Up In Debt

This Year Don’t Get Wrapped Up In Debt

by | Nov 4, 2020 | Daily Money Management

I know it seems premature to talk about holiday spending.  However, if you’re savvy, like we are at Judith Heft & Associates, you need to think about your spending plan now. Every year we’re confronted with enticing Black Friday deals earlier and earlier. ...

2018 Charitable Giving Guide

by | Nov 30, 2018 | End of Year

Charitable giving really picks up toward the end of the year, most visibly with Giving Tuesday, which is of course the Tuesday after Cyber Monday, which is the Monday after Black Friday, which is the day after Thanksgiving. I don’t know if it’s the cold weather, or...
Budgeting for the Holidays

Budgeting for the Holidays

by | Oct 26, 2018 | Holidays

The holidays are a magical time of year, but I think too many people are making them last too long.  No. I’m not talking about the people who leave their lights or trees up past Valentine’s Day. I’m talking about overspending in December and paying it off until June....

2017 Holiday Tipping Guide

by | Dec 13, 2017 | End of Year

It’s the Annual Holiday Tipping Guide, 2017! It doesn’t seem like there have been very many changes across the sectors, but this year I would like to shine the spotlight on one person who appears in these guides every year, but is often underappreciated. I’m talking...