Passing the Torch of Financial Literacy

Passing the Torch of Financial Literacy

Ew, money. No one wants to talk about it. But how else are kids going to learn about it? I’m not saying parents should be sharing the bills with the kids every month — and kids should never think they are broke — but it’s certainly not a bad idea to instill the notion...
Travelin’ Cheap

Travelin’ Cheap

As you know, your kids are ticking time bombs who must be entertained. You sort of devote your whole life to it. Somewhere in the daily blitz of media, the idea of a resort somewhere with kids’ activities and daycare got planted like a seed in your brain garden....
What financial decision would you have made differently?

What financial decision would you have made differently?

I recently joined a Facebook group called Her Money by Jean Chatzky. Once I settled in, I asked the group my favorite question: What financial decision would you have made differently if you knew then what you know now? I got 31 comments — and the majority of them...
Judith Heft & Associates Celebrates 23 Years!

Judith Heft & Associates Celebrates 23 Years!

Judith Heft & Associates is celebrating 23 years of business, and I think that’s something to shout out loud about! I was literally born to be an entrepreneur. My mom was my role model because she had started a business on her own, without any experience....
Happy Administrative Professionals Week!

Happy Administrative Professionals Week!

For this year’s Administrative Professionals Week I would like to focus on the bad-ass virtual assistants that make my life easier. Right now I have three talented individuals making sure I dot my i’s and cross my t’s everyday. And I’m not alone. Entrepreneurs...
How to Dispute Mistakes on Your Credit Report

How to Dispute Mistakes on Your Credit Report

Your good credit is your key to better deals on everything from leases to mortgages. Good credit is something to cherish and nurture, which is why it’s so maddening when there is a mistake on your credit report. Federal law states that each of the big three credit...
No, really. You need a will.

No, really. You need a will.

Planning an estate can be unpleasant to think about — going over worst-case scenarios is usually something reserved for nightmares, not something you would consciously attend a meeting to discuss. In my experience, the most common reason parents don’t get wills is...
Never Ghost the IRS

Never Ghost the IRS

If you’re expecting a tax bill this year and you can’t afford it, the worst thing you can do is ignore it. The IRS charges a failure to pay penalty of 0.05% per month on the outstanding balance until it’s paid off, and while they charge you interest...
It’s not too late: Set those goals now!

It’s not too late: Set those goals now!

It’s not too late to set your financial and personal goals for 2019. I think that sometimes people set their goals in January and then by March 15th or mid-March those goals are in shambles. Here are some smart tips to get you back on track. If you have credit...