Facebook “Free Money” Scam

Facebook “Free Money” Scam

I must have felt a chill because I sensed pure evil — or else it was cold in the house. Either way, I was the target of a scam. It started when I received a message from someone I knew before elementary school, but wasn’t very active on Facebook.    “Oh, hi, how are...
Downward Modifications: When Something’s Gotta Give

Downward Modifications: When Something’s Gotta Give

With an official unemployment rate of 20%, Americans are downsizing their lives. And while it’s easy enough to cancel Hulu because it has way too many commercials anyway, adjusting a child support agreement or co-parenting plan requires a lot more leg work. That’s...
Using Every Tool Available to You is Self-Care

Using Every Tool Available to You is Self-Care

A lot of people are spending less money simply because there is no place to spend it. I think that’s great, but as a financial plan it’s not very sustainable. If you’re looking to be a little more consistent in your coronavirus-inspired cost-cutting, there are some...
Spring Clean Your Finances

Spring Clean Your Finances

We’re at the point now where people are starting to glimpse some silver linings around the COVID cloud. One such sliver of good news came when the three credit reporting agencies — Equifax, TransUnion, and Experian — announced they would be offering a free credit...
Being “At Risk” Isn’t So Bad

Being “At Risk” Isn’t So Bad

As a public service, Judith Heft & Associates will be assisting low- and no-income individuals  get their stimulus checks by helping them fill out the proper forms. This service is for people who are not required to pay taxes because of their income. This service...
What I Learned from Money Mindset Coaching

The Invisible Ingredient to Financial Success

As a Certified Money Coach, I have seen firsthand how the pandemic has devastated families. Not only are people losing their family members, they’re losing their livelihoods. I keep hearing people say, “something’s gotta give, something’s gotta give” — and they’re...
Money Coaching from a Distance

Money Coaching from a Distance

With bungee jumping temporarily off my dance card, I was able to pour all of my energy into writing a new curriculum for my Money Circles on Zoom. As a Certified Money Coach, it’s important that I stay up-to-date with current events — and the current is changing fast....