I've been unofficially coaching people about money for over 22 years, but only recently have I formally studied it at the Money Coaching Institute. I've witnessed bankruptcy, people outliving their money, divorce, frivolous spending, children with a sense of entitlement, women who are in the dark about their household finances...and… Continue Reading..
Being organized comes with so many benefits, it should really be right up there with meditating and working out on the self-care pyramid. Besides enabling you to do more by freeing up more time, it leaves you feeling better about your job and your life because last-minute surprises aren’t so… Continue Reading..
It’s 2018 and I am going out on a limb to say Groundhog Day the motion picture has eclipsed Groundhog Day the holiday in cultural significance. The movie, starring Bill Murray and Andie MacDowell, depicts a meteorologist stuck in an endless 24-hour loop that begins with an alarm clock blaring… Continue Reading..
When thinking about credit, it’s important to know the range of scores that the three major reporting agencies give out, and where you fit in. 850: This is the top credit score. Very few people are 850s. 700 or greater: Anything in this range is considered excellent credit. 658 to… Continue Reading..
In my Book, How To Be Smart, Successful, And Organized With Your Money, I spend a chapter on organization. The first part of the chapter deals with steps to take: Throw Out Your Junk Mail: You need to be merciless when freeing yourself from this unsolicited nuisance. That’s why I… Continue Reading..
Being a bookkeeper is easy: add this, subtract that, and divide by twelve for the monthly number. It’s like working the front desk at a hotel. But what if you arrive at the hotel with bags under your eyes and a pounding headache (like the total hot mess that you… Continue Reading..
Hitting “rock bottom” is a relative term; it really depends on how far you allow yourself to fall. Sometimes it can be devastating to you or your loved ones, while other times rock bottom provides a firm foundation for something better. For instance, Manhattan has a rock bottom, but only… Continue Reading..
I always cringe when a TV show or a movie has a plot twist where one of the characters is wandering alone somewhere, just a few feet away from help, but she never realizes it and ends up having some sort of a bad thing happen to her. I feel… Continue Reading..
My mother was extremely organized. Naturally, I was a rebellious kid who embraced disorganization...and I became an adult who married disorganization, figuratively and literally. Together, my was-band (He WAS my husBAND) and I each managed our own businesses quite well down in the valleys of mountains of unopened mail. When… Continue Reading..
Being a bookkeeper, organizer and financial concierge is not all telling my clients “Do this to avoid penalties,” or “Do that to get better interest rates.” I also learn many good practices from them. The successful people I have worked with, who are at the top of their industries, share… Continue Reading..