"No one person can be good at everything. It takes a real team to grow a business." Recently my search for a new employee at Judith Heft & Associates got me thinking about delegating. The topic had come up before at a coaching group, where we talked about creating turn-key… Continue Reading..
Are you not-so-patiently awaiting spring’s arrival like me? Hopefully the warmer weather will arrive soon. In the meantime, we’ve been growing! Our business has grown with the addition of a few new clients (welcome!). We survived a busy tax season, which has now ended. Currently our days are spent working… Continue Reading..
I've been unofficially coaching people about money for over 22 years, but only recently have I formally studied it at the Money Coaching Institute. I've witnessed bankruptcy, people outliving their money, divorce, frivolous spending, children with a sense of entitlement, women who are in the dark about their household finances...and… Continue Reading..
Being organized comes with so many benefits, it should really be right up there with meditating and working out on the self-care pyramid. Besides enabling you to do more by freeing up more time, it leaves you feeling better about your job and your life because last-minute surprises aren’t so… Continue Reading..
It’s 2018 and I am going out on a limb to say Groundhog Day the motion picture has eclipsed Groundhog Day the holiday in cultural significance. The movie, starring Bill Murray and Andie MacDowell, depicts a meteorologist stuck in an endless 24-hour loop that begins with an alarm clock blaring… Continue Reading..
When thinking about credit, it’s important to know the range of scores that the three major reporting agencies give out, and where you fit in. 850: This is the top credit score. Very few people are 850s. 700 or greater: Anything in this range is considered excellent credit. 658 to… Continue Reading..
In my Book, How To Be Smart, Successful, And Organized With Your Money, I spend a chapter on organization. The first part of the chapter deals with steps to take: Throw Out Your Junk Mail: You need to be merciless when freeing yourself from this unsolicited nuisance. That’s why I… Continue Reading..
Being a bookkeeper is easy: add this, subtract that, and divide by twelve for the monthly number. It’s like working the front desk at a hotel. But what if you arrive at the hotel with bags under your eyes and a pounding headache (like the total hot mess that you… Continue Reading..
Hitting “rock bottom” is a relative term; it really depends on how far you allow yourself to fall. Sometimes it can be devastating to you or your loved ones, while other times rock bottom provides a firm foundation for something better. For instance, Manhattan has a rock bottom, but only… Continue Reading..
I always cringe when a TV show or a movie has a plot twist where one of the characters is wandering alone somewhere, just a few feet away from help, but she never realizes it and ends up having some sort of a bad thing happen to her. I feel… Continue Reading..