529 Plans 101 By Judy Heft

529 Plans 101

Right about now young couples across the region are trying to figure out what to do with all the gift money their kids received. Many simply stick it into bonds and savings accounts, but there is a tax-advantaged way to hold on to more of that money — if you… Continue Reading..
Young, but not Invincible By Judy Heft

Young, but not Invincible

It’s not uncommon for young people to think that they don’t need an estate plan because they don’t have that much to divide up. Regardless, it’s still a good thing to make sure your will is in order. One common thing I hear is Why bother? All of my assets… Continue Reading..
Sprint into 2019 By Judy Heft

Sprint into 2019

It’s that time of year! It's time to set your personal and business goals for the upcoming year! I’ve been blessed to have my BoldHeart tribe help me figure out how to accomplish mine, most recently at our quarterly meeting. Whenever we meet, we start by sharing the successes we’ve… Continue Reading..
2018 Holiday Tipping Guide By Judy Heft

2018 Holiday Tipping Guide

At the end of the year, people like to show their appreciation to the people who help them throughout the year. I've been receiving a lot of requests for last year's holiday tipping guide, but I was worried it might be out of date. However, according to someone who sounded… Continue Reading..
Downsizing: A Necessary Good By Judy Heft

Downsizing: A Necessary Good

Most people have had to downsize one way or another — whether it’s because of divorce, retirement, or moving into a shoe box in Manhattan. It seems like an impossible task at times, but what I have learned is that anxiety can be vanquished! (That is, with a little help… Continue Reading..
Budgeting for the Holidays By Judy Heft

Budgeting for the Holidays

The holidays are a magical time of year, but I think too many people are making them last too long — no, I’m not talking about the people who leave their lights or trees up past Valentine’s Day. I’m talking about overspending in December and paying it off until June.… Continue Reading..
Why Do People Fall for Scams? By Judy Heft

Why Do People Fall for Scams?

Why do people fall for scams? Scams are as old as the human condition. Research has suggested that might be due to a biological explanation, but psychologists have been studying people’s responses to scams and potential scams — and the results offer insights that may help prevent people from falling… Continue Reading..
What’s my secret? Good employees! By Judy Heft

What’s my secret? Good employees!

Fresh from a vacation in the deep South, I’m feeling grateful for my ability to travel — which is made possible by my all-star team. As I was taking a horse-and-buggy ride around Charleston, South Carolina, Sharon Wilson took the driver’s seat at Judith Heft & Associates. Again, I am… Continue Reading..
Forensic Bookkeeping in Divorce By Judy Heft

Forensic Bookkeeping in Divorce

Last week I talked about a special project we’ve been working on to help settle an estate. This week I have another special project to talk about, centered around divorce. I recently received a referral from a financial advisor colleague. It involved a very high-profile divorce featuring an ex-wife (Diane)… Continue Reading..

Need Help Settling an Estate?

I’m so proud of the work Judith Heft & Associates has done helping seniors manage their money and avoid scams. Every now and then, though, we are contacted by potential clients and their trusted advisers with extraordinary projects that really make us flex our brain muscles and think outside the… Continue Reading..