Being a bookkeeper, organizer and financial concierge is not all telling my clients “Do this to avoid penalties,” or “Do that to get better interest rates.” I also learn many good practices from them. The successful people I have worked with, who are at the top of their industries, share… Continue Reading..
The days are getting shorter as your accountant savors the last few months of peace before the End-of-Year rush revs into gear. You like your accountant, why not make his or her job easier? I’ve put together a list of some of the things you should be thinking about before… Continue Reading..
Not because they are disorganized or absented-minded, they don’t want wallets. According to one study, 48% of millennials prefer to use either debit or credit cards instead of cash. In the general population the same trend is emerging: 64% use cash only once in a while 26% use cash everyday… Continue Reading..
As soon as we sat down, the first thing he asked me was whether or not I was interested in a reverse mortgage. I declined, and about a week later I met another mortgage broker and that was the first thing he asked me. There are some positives to reverse… Continue Reading..
Protecting seniors against Elder Abuse is one of my most important duties as a Financial Concierge. Just this week I got to the bottom of another story of financial abuse, performed in a very subtle manner. However, there were warning signs all along the way, so I thought I would… Continue Reading..
End of year preparations are in full swing at Judith Heft & Associates, and today I’d like to share some of the best practices we have developed over the past 18 years. We start with three folders for each client: Anything that’s going to be on a client’s income tax… Continue Reading..
While you may not feel the need to tip everyone wearing a reindeer hat and gesturing towards a tip jar with a cute saying on it, remembering the people who work in your home during the holidays is the right thing to do. Whether someone is helping you with your… Continue Reading..
Guest Author Lyle J. Katz It is important to be prepared when applying for a mortgage. Ensuring that all of the required documents are ready and available will ease the application process. When being approved for a home mortgage loan, 3 main components are taken into account: The applicant’s credit… Continue Reading..
I look out for their welfare. Unfortunately, the world is full of shady characters trying to make a quick buck off seniors, legally or illegally. That is why I had to have an “intervention” with a potential client I spoke to last week. She called me and indicated she was interested… Continue Reading..
Recently I was talking to an accountant friend of mine and he was telling me about one of his clients who had fallen victim to a serious scam. It all started when this person received a notice from the IRS telling him that he was due a refund from his… Continue Reading..