Most people have had to downsize one way or another — whether it’s because of divorce, retirement, or moving into a shoe box in Manhattan. It seems like an impossible task at times, but what I have learned is that anxiety can be vanquished! (That is, with a little help… Continue Reading..
The holidays are a magical time of year, but I think too many people are making them last too long — no, I’m not talking about the people who leave their lights or trees up past Valentine’s Day. I’m talking about overspending in December and paying it off until June.… Continue Reading..
Why do people fall for scams? Scams are as old as the human condition. Research has suggested that might be due to a biological explanation, but psychologists have been studying people’s responses to scams and potential scams — and the results offer insights that may help prevent people from falling… Continue Reading..
Fresh from a vacation in the deep South, I’m feeling grateful for my ability to travel — which is made possible by my all-star team. As I was taking a horse-and-buggy ride around Charleston, South Carolina, Sharon Wilson took the driver’s seat at Judith Heft & Associates. Again, I am… Continue Reading..
Last week I talked about a special project we’ve been working on to help settle an estate. This week I have another special project to talk about, centered around divorce. I recently received a referral from a financial advisor colleague. It involved a very high-profile divorce featuring an ex-wife (Diane)… Continue Reading..
I’m so proud of the work Judith Heft & Associates has done helping seniors manage their money and avoid scams. Every now and then, though, we are contacted by potential clients and their trusted advisers with extraordinary projects that really make us flex our brain muscles and think outside the… Continue Reading..
Last week I told Brenda’s story: A grandmother whose granddaughter had stolen money from her. We were able to file a police report and get the money back, but during the process I found a website with such valuable information about the rights of victims of fraud — but it… Continue Reading..
Last week, we didn't have enough money in our client's account to pay her assisted living bill, so we sent a report of expenses to her son, who is also her power of attorney. We noticed that there was a check for $10,000 payable to the granddaughter (“Becca”) of my… Continue Reading..
Despite the warm temperatures, if you look closely, you'll see that some of the leaves are beginning to change colors and some are even falling. Soon, the air will catch up and cool down. With Labor Day over and the school busses on the streets, I'm thinking about fall and… Continue Reading..
In my last article I talked about a service that takes your spare change and invests it for you. Today I’ll be talking about the opposite — things that steal your spare change. The biggest one is not canceling your unused subscriptions. They are like death-by-a-thousand-papercuts for your bank account.… Continue Reading..