Positive Examples Of Powerful Women

One of the common threads I see across every segment of society is the dilemma of the less-monied spouse. That means one spouse, usually the woman, is dependent on her husband for basic needs like food and shelter. What’s worse, she often lacks the resources to move out on her… Continue Reading..

Start Your Taxes Now And Be Done In January

The days are getting shorter as your accountant savors the last few months of peace before the End-of-Year rush revs into gear. You like your accountant, why not make his or her job easier? I’ve put together a list of some of the things you should be thinking about before… Continue Reading..

Elder Abuse With A Smile

Protecting seniors against Elder Abuse is one of my most important duties as a Financial Concierge. Just this week I got to the bottom of another story of financial abuse, performed in a very subtle manner. However, there were warning signs all along the way, so I thought I would… Continue Reading..

Getting Your Documents Together at the End of the Year

End of year preparations are in full swing at Judith Heft & Associates, and today I’d like to share some of the best practices we have developed over the past 18 years. We start with three folders for each client: Anything that’s going to be on a client’s income tax… Continue Reading..

Holiday Tipping Advice

While you may not feel the need to tip everyone wearing a reindeer hat and gesturing towards a tip jar with a cute saying on it, remembering the people who work in your home during the holidays is the right thing to do. Whether someone is helping you with your… Continue Reading..

Looking Out For The Elderly

I look out for their welfare. Unfortunately, the world is full of shady characters trying to make a quick buck off seniors, legally or illegally. That is why I had to have an “intervention” with a potential client I spoke to last week. She called me and indicated she was interested… Continue Reading..

Tax Return Identity Theft

Recently I was talking to an accountant friend of mine and he was telling me about one of his clients who had fallen victim to a serious scam. It all started when this person received a notice from the IRS telling him that he was due a refund from his… Continue Reading..

Identity Theft on Campus

20% of identity thefts are friendly fraud. Fraud done by people you know. College students are especially at risk because of the social nature of living in dorms. It’s not uncommon for students to let someone else borrow a laptop - and they rarely, if ever, create a second user… Continue Reading..

Identity Theft: Falling Through The Cracks In A Foreign Land

Imagine falling through the cracks. It’s a scary feeling to find yourself in, especially if you are in a foreign country. But that’s exactly what happened to my friend Jane -- not her real name. She was abroad during a recent vacation when the ramifications of identity theft reared their… Continue Reading..

Going Paperless

As a professional financial organizer and daily money manager, I know what happens when people take on too much change at once. Meltdowns happen. That is why I am taking baby steps on my journey to conquer the highly-organized-yet-devastatingly-large mountain of files in my office. Though it is sure to… Continue Reading..