Separation of Business and Personal By Judy Heft

Separation of Business and Personal

A lot of new business owners commingle their personal finances with those of their businesses. That's okay...if you're a bookkeeper. If you’re not keeping categories and reconciling your bank accounts, it may prove difficult. A lot of stakeholders in businesses — both startups and companies that have been in business… Continue Reading..

5 Ways to Plug the Slow Leaks in Your Finances

In my last article I talked about a service that takes your spare change and invests it for you. Today I’ll be talking about the opposite — things that steal your spare change. The biggest one is not canceling your unused subscriptions. They are like death-by-a-thousand-papercuts for your bank account.… Continue Reading..
Investing For All Has Arrived! By Judy Heft

Investing For All Has Arrived!

Banking and investing have really changed since when I was first starting out. Investing, in particular, seemed out of reach. As a young woman (and now as an entrepreneur), I never had a benefits package of any kind — much less access to an employer-matching 401k or IRA. A new… Continue Reading..
Must-Haves For Your Trip Abroad By Judy Heft

Must-Haves for Your Trip Abroad

Traveling abroad enriches your senses, opens your mind, and is generally good for your personal development. It can also be a source of stress if you’re not careful. So how can you be careful? Below I’ve compiled a list of things that will make you more secure, and hopefully less… Continue Reading..
How To Teach Our Children About Money By Judy Heft

How To Teach Our Children About Money

“Just write a check.” That legendary Heft family quote did not come from either of my parents, but from my 8-year-old sister. Somehow, she had mastered the concept of floating a check early on, like a true prodigy. I retold this story while I was training to become a Certified… Continue Reading..
Should I Buy or Should I Lease? By Judy Heft

Should I Buy or Should I Lease?

Of all the questions that baffle humanity, none is quite as mysterious and pressing as: Is it better to buy or lease a car? There are so many variables to consider, from your credit rating to where you live. Below I’ve listed some of them for you to consider. Leasing… Continue Reading..
Fitting Everything In By Judy Heft

Fitting Everything In

I am lucky to have a top-notch, high-end business while still being able to take time off for things that are important to me. Prioritizing is often challenging for people (myself included), which is why I was thrilled to find an analogy that motivational speaker Stephen Covey often uses: If… Continue Reading..
A Day in the Life 2018 By Judy Heft

A Day in the Life 2018

"No one person can be good at everything. It takes a real team to grow a business." Recently my search for a new employee at Judith Heft & Associates got me thinking about delegating. The topic had come up before at a coaching group, where we talked about creating turn-key… Continue Reading..
Thinking Outside the Green for Networking Events By Judy Heft

Thinking Outside the Green for Networking Events

Today I want to talk about networking. For years I was slightly envious that a lot of people, mostly men, play golf for networking and are able to write it off for tax purposes. I don't know how to play golf!  I was talking about this with a friend when… Continue Reading..