What financial decision would you have made differently? By Judy Heft

What financial decision would you have made differently?

I recently joined a Facebook group called Her Money by Jean Chatzky. Once I settled in, I asked the group my favorite question: What financial decision would you have made differently if you knew then what you know now? I got 31 comments — and the majority of them were… Continue Reading..
Judith Heft & Associates Celebrates 23 Years! By Judy Heft

Judith Heft & Associates Celebrates 23 Years!

Judith Heft & Associates is celebrating 23 years of business, and I think that’s something to shout out loud about! I was literally born to be an entrepreneur. My mom was my role model because she had started a business on her own, without any experience. Eventually, my dad joined… Continue Reading..
Happy Administrative Professionals Week! By Judy Heft

Happy Administrative Professionals Week!

For this year’s Administrative Professionals Week I would like to focus on the bad-ass virtual assistants that make my life easier. Right now I have three talented individuals making sure I dot my i’s and cross my t’s everyday. And I’m not alone. Entrepreneurs everywhere are taking advantage of virtual… Continue Reading..
How to Dispute Mistakes on Your Credit Report By Judy Heft

How to Dispute Mistakes on Your Credit Report

Your good credit is your key to better deals on everything from leases to mortgages. Good credit is something to cherish and nurture, which is why it’s so maddening when there is a mistake on your credit report. Federal law states that each of the big three credit agencies has… Continue Reading..
Now It’s YOUR Turn to Give Your Parents “The Talk”

Now It’s YOUR Turn to Give Your Parents “The Talk”

Last week I talked about wills and the danger of not having one. One benefit to planning your estate that I didn’t mention is how it creates an opening to talk to your parents about their estate planning. This can be difficult for a couple of reasons. A lot of… Continue Reading..
No, really. You need a will. By Judy Heft

No, really. You need a will.

Planning an estate can be unpleasant to think about — going over worst-case scenarios is usually something reserved for nightmares, not something you would consciously attend a meeting to discuss. In my experience, the most common reason parents don’t get wills is because they cannot agree on guardians for the… Continue Reading..
Never Ghost the IRS By Judy Heft

Never Ghost the IRS

If you're expecting a tax bill this year and you can't afford it, the worst thing you can do is ignore it. The IRS charges a failure to pay penalty of 0.05% per month on the outstanding balance until it's paid off, and while they charge you interest compounded daily.… Continue Reading..
It’s not too late: Set those goals now! By Judy Heft

It’s not too late: Set those goals now!

It's not too late to set your financial and personal goals for 2019. I think that sometimes people set their goals in January and then by March 15th or mid-March those goals are in shambles. Here are some smart tips to get you back on track. If you have credit… Continue Reading..
Speak Up! By Judy Heft

Speak Up!

I’ve always been in awe of good public speakers. I am often invited to be a public speaker, but for most of my life I have shied away from it — for all the usual reasons. I even tried Toastmasters for a while. Eventually, I realized that by not speaking… Continue Reading..
Who Needs a Financial Concierge? By Judy Heft

Who needs a financial concierge? People who want peace in their life!

I think we’ve all been befuddled at some point or other, but it’s never worse than when it’s in an unfamiliar city. Luckily, most hotels have a concierge who will do whatever it takes to help you. So then what is a financial concierge? Like a hotel concierge, a financial… Continue Reading..