Your good credit is your key to better deals on everything from leases to mortgages. Good credit is something to cherish and nurture, which is why it’s so maddening when there is a mistake on your credit report. Federal law states that each of the big three credit agencies has… Continue Reading..
Everybody is talking about Equifax, Equifax, Equifax. In this article I am going to give some recommendations about what you can do on your own until you figure out if you can trust Equifax — or any reporting agency. In case you haven't heard, between mid-May and July millions of… Continue Reading..
When thinking about credit, it’s important to know the range of scores that the three major reporting agencies give out, and where you fit in. 850: This is the top credit score. Very few people are 850s. 700 or greater: Anything in this range is considered excellent credit. 658 to… Continue Reading..
Of those, 1 out of every 5 have mistakes that adversely affect their credit scores. Considering how important credit is for people to build their business and their lives, credit reporting agencies have an obligation to fix these errors. But they don’t. So what are some of their most common… Continue Reading..