Your good credit is your key to better deals on everything from leases to mortgages. Good credit is something to cherish and nurture, which is why it’s so maddening when there is a mistake on your credit report. Federal law states that each of the big three credit agencies has… Continue Reading..
In my last article I talked about a service that takes your spare change and invests it for you. Today I’ll be talking about the opposite — things that steal your spare change. The biggest one is not canceling your unused subscriptions. They are like death-by-a-thousand-papercuts for your bank account.… Continue Reading..
“Just write a check.” That legendary Heft family quote did not come from either of my parents, but from my 8-year-old sister. Somehow, she had mastered the concept of floating a check early on, like a true prodigy. I retold this story while I was training to become a Certified… Continue Reading..
When thinking about credit, it’s important to know the range of scores that the three major reporting agencies give out, and where you fit in. 850: This is the top credit score. Very few people are 850s. 700 or greater: Anything in this range is considered excellent credit. 658 to… Continue Reading..
Guest Author Lyle J. Katz It is important to be prepared when applying for a mortgage. Ensuring that all of the required documents are ready and available will ease the application process. When being approved for a home mortgage loan, 3 main components are taken into account: The applicant’s credit… Continue Reading..