Tax Cut or Reduced Withholding? By Judy Heft

Tax Cut or Reduced Withholding?

The new tax law is in full effect this year, and accountants are struggling to learn it. In fact, an accountant friend of mine said he anticipated spending the next two years learning about the intricacies of the tax changes. That said, the meager or non-existent tax refunds we’re all… Continue Reading..
If You Plan on Spending, You Need a Spending Plan By Judy Heft

If You Plan on Spending, You Need a Spending Plan

We’ve all messed up on diets, we’ve all skipped a month (or two) at the gym. In one way or another, sometimes after way more than two months, we eventually learn that we haven’t ruined anything by not sticking to our original plan. We just need to get back on… Continue Reading..
Hear Me Roar! By Judy Heft

Hear Me Roar!

I was recently honored to be recognized by The Westchester and Fairfield County Business Journal as one of Connecticut’s most powerful women! I believe in putting love into my business relationships. There's nothing wrong with showing a softer side and being vulnerable in business. I think people are concerned that… Continue Reading..
Accountability Buddies: Your Dream’s Best Friend By Judy Heft

Accountability Buddies: Your Dream’s Best Friend

I’ve written before about how much I enjoy journaling. There’s just something about articulating your thoughts that makes achieving your goals so much easier. Recently I discovered another life hack that works in a way similar to journaling. I have an accountability buddy (AB)! Actually, I have a few: two… Continue Reading..
Getting Down to Tidying Up By Judy Heft

Getting Down to Tidying Up

“Are you really going to use it, mom?” “I don’t know, I don’t want to throw it out,” I said “If I’m just going to throw it out after you’re gone you might as well throw it out now.” That’s the gist of a conversation I had with one of… Continue Reading..
Scam Alert: Transcript Fraud By Judy Heft

Scam Alert: Transcript Fraud

It’s a sad state of affairs when every year I have to make several unplanned posts about new fraud surrounding taxes. In the latest attack, it is not a direct attempt to steal our money, but rather our data. According to the IRS: The Internal Revenue Service and Security Summit… Continue Reading..
Hot Take: Don’t Charge Your Kindergartner Rent By Judy Heft

Hot Take: Don’t Charge Your Kindergartner Rent

Recently a mom from Georgia’s Facebook post went viral. In it, she explains that she gives her five-year-old daughter a $7 allowance, but takes most of it back: “...I make her give me $5 back. $1 for rent $1 for water $1 for electricity $1 for cable and $1 for… Continue Reading..
529 Plans 101 By Judy Heft

529 Plans 101

Right about now young couples across the region are trying to figure out what to do with all the gift money their kids received. Many simply stick it into bonds and savings accounts, but there is a tax-advantaged way to hold on to more of that money — if you… Continue Reading..
Young, but not Invincible By Judy Heft

Young, but not Invincible

It’s not uncommon for young people to think that they don’t need an estate plan because they don’t have that much to divide up. Regardless, it’s still a good thing to make sure your will is in order. One common thing I hear is Why bother? All of my assets… Continue Reading..
Sprint into 2019 By Judy Heft

Sprint into 2019

It’s that time of year! It's time to set your personal and business goals for the upcoming year! I’ve been blessed to have my BoldHeart tribe help me figure out how to accomplish mine, most recently at our quarterly meeting. Whenever we meet, we start by sharing the successes we’ve… Continue Reading..