Blog

College Credit Card Debt

Like everything, there is a time and place for using credit cards. They allow students to build up their credit scores, as long as they can steer clear of potential risks. Anyone should be leery of anything offered as free, to pay later. Especially impulsive college students who need school… Continue Reading..

Identity Theft on Campus

20% of identity thefts are friendly fraud. Fraud done by people you know. College students are especially at risk because of the social nature of living in dorms. It’s not uncommon for students to let someone else borrow a laptop - and they rarely, if ever, create a second user… Continue Reading..
Judith Heft | What's in a Name?

What’s in a Name?

I recently read an article in the New York Times about the balance between work and family. Specifically, how some women choose to keep their maiden names because they have built a career using it -- and how many of those same women change to their married name in order… Continue Reading..

No Benefit of the Doubt in Credit Reporting

Of those, 1 out of every 5 have mistakes that adversely affect their credit scores. Considering how important credit is for people to build their business and their lives, credit reporting agencies have an obligation to fix these errors. But they don’t. So what are some of their most common… Continue Reading..

Identity Theft: Falling Through The Cracks In A Foreign Land

Imagine falling through the cracks. It’s a scary feeling to find yourself in, especially if you are in a foreign country. But that’s exactly what happened to my friend Jane -- not her real name. She was abroad during a recent vacation when the ramifications of identity theft reared their… Continue Reading..

Spending Plans

The word “budget” is perhaps the only four-letter word that has six letters. That is why I don’t do budgets with my clients. We figure out spending plans instead. And each spending plan I help to draw up is as unique as the person it is tailored to. However, no… Continue Reading..

What’s the State of Your Estate?

I was shocked recently to read that 70% of all Americans do not have a will. That’s really like saying 70% of all Americans are driving without insurance - and some of them are doing it with kids in the car. The bug causing this epidemic is the perception that… Continue Reading..