I have a friend whose relationship with organization is strained at best. Recently, he made a pretty harmless error that carried outsized, dire consequences — a mistake that Judith Heft & Associates could have prevented if he had hired us. As Eric was preparing to spend the summer in upstate… Continue Reading..
As we enter the mad dash to the finish line of 2016, there is a lot of work to be done—both in the office and at home. In fact, some people describe this time of year as the only time any real work gets done at all. But don’t let… Continue Reading..
The end of the year is always a great time review your finances. Hopefully you’ll be getting a big bonus and you’ll be able to wipe out some of your bad financial decisions from throughout the year—or, alternatively, make sure you reach the yearly maximum contribution to your IRA. And… Continue Reading..
The size and scope of receipts has gotten ridiculous. Whether you’re buying bottled water at CVS or lunch at Boston Market, you’re likely to get a receipt that is at least a foot long and loaded with type that says: How did we do? Call our toll-free number and receive… Continue Reading..
If you haven’t received one yet, a chip card is most likely on its way to you. Chip cards (also known as smart cards or integrated circuit cards) are your new frenemies, and they are not going away. The “Fren” Chip cards prevent fraud, plain and simple. If you remember… Continue Reading..
The holidays are over and you find yourself in the quagmire that is your job. As you eye the clock for the 80th time you sense a troubling thought bubbling to the surface. Now it’s “tax season.” The good news is that “tax time” is also an excellent time to… Continue Reading..
A fiduciary is someone who has a financial responsibility to their clients and keeps their best interests at heart when making financial decisions. A fiduciary will never try to sell you a product. I am a fiduciary because my job requires a legal, ethical, and moral standard when working with… Continue Reading..
As we all certainly know, time is merciless in its march into the future. And at this time of year, especially, we are cognizant of the new year ahead. In addition to filling our gyms beyond capacity on January 2nd, many of us choose to tone up our wallets, usually… Continue Reading..
Being American means being free, bold and friendly...unless you’ve ever dropped a bunch of coins on the ground and dared not to pick up the pennies. People will give you dirty looks! And you know what they are thinking: Oh, we have a big shot over here not picking up… Continue Reading..
September may be the month of three-day weekends, but a Financial Concierge never rests! Who am I kidding? I am having a great September so far! After taking the month of August off from blogging, I am back with more stories to tell - like this diverse set of challenges… Continue Reading..