I’m so proud of the work Judith Heft & Associates has done helping seniors manage their money and avoid scams. Every now and then, though, we are contacted by potential clients and their trusted advisers with extraordinary projects that really make us flex our brain muscles and think outside the… Continue Reading..
Recently a friend asked me to “Venmo” her the money I owed her for theatre tickets. At first I thought it was some new slang that the Twittersphere came up with ;) — but my friend told me all about how it was a convenient way to transfer money between… Continue Reading..
I have a friend whose relationship with organization is strained at best. Recently, he made a pretty harmless error that carried outsized, dire consequences — a mistake that Judith Heft & Associates could have prevented if he had hired us. As Eric was preparing to spend the summer in upstate… Continue Reading..
As we enter the mad dash to the finish line of 2016, there is a lot of work to be done—both in the office and at home. In fact, some people describe this time of year as the only time any real work gets done at all. But don’t let… Continue Reading..
The end of the year is always a great time review your finances. Hopefully you’ll be getting a big bonus and you’ll be able to wipe out some of your bad financial decisions from throughout the year—or, alternatively, make sure you reach the yearly maximum contribution to your IRA. And… Continue Reading..
The size and scope of receipts has gotten ridiculous. Whether you’re buying bottled water at CVS or lunch at Boston Market, you’re likely to get a receipt that is at least a foot long and loaded with type that says: How did we do? Call our toll-free number and receive… Continue Reading..
If you haven’t received one yet, a chip card is most likely on its way to you. Chip cards (also known as smart cards or integrated circuit cards) are your new frenemies, and they are not going away. The “Fren” Chip cards prevent fraud, plain and simple. If you remember… Continue Reading..
The holidays are over and you find yourself in the quagmire that is your job. As you eye the clock for the 80th time you sense a troubling thought bubbling to the surface. Now it’s “tax season.” The good news is that “tax time” is also an excellent time to… Continue Reading..
A fiduciary is someone who has a financial responsibility to their clients and keeps their best interests at heart when making financial decisions. A fiduciary will never try to sell you a product. I am a fiduciary because my job requires a legal, ethical, and moral standard when working with… Continue Reading..
As we all certainly know, time is merciless in its march into the future. And at this time of year, especially, we are cognizant of the new year ahead. In addition to filling our gyms beyond capacity on January 2nd, many of us choose to tone up our wallets, usually… Continue Reading..