The Consequences of Going AWOL By Judy Heft

The Consequences of Going AWOL

I have a friend whose relationship with organization is strained at best. Recently, he made a pretty harmless error that carried outsized, dire consequences — a mistake that Judith Heft & Associates could have prevented if he had hired us. As Eric was preparing to spend the summer in upstate… Continue Reading..
Live Long and Prosper By Judy Heft

Live Long and Prosper

The average life expectancy in America is currently 78.74 years, and it keeps going up. Everywhere I go I seem to find octogenarians, nonagenarians, and centenarians living life to the fullest. It makes me feel very optimistic about myself and friends and family, but there is always the nagging thought… Continue Reading..
Wine, Cheese, and Spreadsheets: Money Coaching Circles by Judy Heft

Wine, Cheese, and Spreadsheets: Money Coaching Circles by Judy Heft

Now that I am a Certified Money Coach®, I can put my gift for gab to good use by helping people figure out their relationship with money. I’ve documented my journey becoming a Certified Money Coach® (CMC®), including the concept of money types and looking back to childhood to explain… Continue Reading..
What is considered a good credit score?

What is considered a good credit score?

When thinking about credit, it’s important to know the range of scores that the three major reporting agencies give out, and where you fit in. 850: This is the top credit score. Very few people are 850s. 700 or greater: Anything in this range is considered excellent credit. 658 to… Continue Reading..
Grow a Philanthropist by Judy Heft

Grow a Philanthropist

I often spend my time wishing that my grand-babies could stay babies for as long as possible, but I recently discovered a book that makes me wish they were already reading. The Giving Book by Ellen Sabin is an introduction to philanthropy geared towards children between five and ten years… Continue Reading..
You Can Have Your Debit Card—And Authorized Users, Too! By Judy Heft

You Can Have Your Debit Card—And Authorized Users, Too!

Recently I was interrupted during a fabulous vacation by a call from the bank. Thankfully they weren’t calling about the card I was intending to use for the check, but they did have some concerns about something else that is dear to my heart: one of my clients. The bank… Continue Reading..
Today (and Everyday) Is a Great Day to Update Your Will By Judy Heft

Today (and Everyday) Is a Great Day to Update Your Will

People talk about how time goes by so quickly—and seems to accelerate as we age—yet a startling number of people still do not have wills, or if they do have one, it’s not updated. People have a habit of tucking them away and forgetting about them...and the next thing they… Continue Reading..
Happy Passover From Judith Heft & Associates

Happy Passover From Judith Heft & Associates

With Passover having come and gone, I find myself in a sea of memories—yet at the same time I am so excited about the future. But it all came together with the food. Shopping for holiday dinners has always felt like I’m feeding my soul. Maybe it’s just the thought… Continue Reading..
5 Must-Read Books This Spring By Judy Heft

5 Must-Read Books This Spring

Success is something you attract by the person you become. - Jim Rohn I've been turning over a new leaf recently, reading more and watching less television. This week I would like to share some of the page-turners that have been keeping me occupied. Miracle Morning by Hal Elrod This… Continue Reading..
Organization by Judy Heft

Book Excerpt: Organization

In my Book, How To Be Smart, Successful, And Organized With Your Money, I spend a chapter on organization. The first part of the chapter deals with steps to take: Throw Out Your Junk Mail: You need to be merciless when freeing yourself from this unsolicited nuisance. That’s why I… Continue Reading..