Blog

2017 Holiday Tipping Guide By Judy Heft

2017 Holiday Tipping Guide

It’s the Annual Holiday Tipping Guide, 2017! It doesn’t seem like there have been very many changes across the sectors, but this year I would like to shine the spotlight on one person who appears in these guides every year, but is often underappreciated. I’m talking about the teachers. Ethics… Continue Reading..
EXPERIENCE the Holidays! By Judy Heft

EXPERIENCE the Holidays!

This year after Thanksgiving dinner, my friends and I were enjoying our coffee when the topic predictably  turned to Black Friday. They were planning on getting up at five o'clock in the morning in order to get a $20 discount along with a few other bargains! I considered standing in… Continue Reading..
Note to Self: Stop Taking Notes! By Judy Heft

Note to Self: Stop Taking Notes!

Recently I had the enormous pleasure of taking in the sights and sounds of some more tropical latitudes in Fort Lauderdale and then Cancun. Fort Lauderdale was first, where I attended a seminar full of like-minded people and I learned to focus on my intentions with my mentor, Fabienne Fredrickson… Continue Reading..
Much Abuzz About Bitcoin By Judy Heft

Much Abuzz About Bitcoin

Bitcoin was already at the top of my mind this weekend when it surpassed $7,500 in value. A friend of mine in the tech business had asked me why I hadn’t already jumped on the Bitcoin train, and I didn’t know — so I asked my financial adviser the same… Continue Reading..
The Women’s Business Development Council of Stamford Rolls Out the Red Carpet By Judy Heft

The Women’s Business Development Council of Connecticut Rolls Out the Red Carpet

On October 20, I along with 19 other women were honored by the Women’s Business Development Council of Connecticut. Some of us were there to celebrate our staying power (over 20 years in business for me!)  — and others were there for being revolutionaries in the short time they’ve been… Continue Reading..
Case Study: The Medicaid Spend-Down By Judy Heft

Case Study: The Medicaid Spend-Down

My favorite part of being a Financial Concierge is forming lasting relationships with my clients. Part of the skill set for helping people over so many years is being able to adapt to their changing needs. Recently I had the opportunity to help someone apply for Medicaid. When I first… Continue Reading..
Understanding the Equifax Breach By Judy Heft

Understanding the Equifax Breach

Everybody is talking about Equifax, Equifax, Equifax. In this article I am going to give some recommendations about what you can do on your own until you figure out if you can trust Equifax — or any reporting agency. In case you haven't heard, between mid-May and July millions of… Continue Reading..
1111 Is the Loveliest Number By Judy Heft

1111 Is the Loveliest Number

The dust has settled and Judith Heft & Associates is open for business at our new location. I have to admit, I wasn’t sure if I would make it; I found the new office in June and had originally intended to move in by July 1, which came and went.… Continue Reading..
The Consequences of Going AWOL By Judy Heft

The Consequences of Going AWOL

I have a friend whose relationship with organization is strained at best. Recently, he made a pretty harmless error that carried outsized, dire consequences — a mistake that Judith Heft & Associates could have prevented if he had hired us. As Eric was preparing to spend the summer in upstate… Continue Reading..
Live Long and Prosper By Judy Heft

Live Long and Prosper

The average life expectancy in America is currently 78.74 years, and it keeps going up. Everywhere I go I seem to find octogenarians, nonagenarians, and centenarians living life to the fullest. It makes me feel very optimistic about myself and friends and family, but there is always the nagging thought… Continue Reading..